Services we offer

  • Health Insurance
  • Group Medical
  • Individual Medical
  • Short Term Medical Insurance
  • Medicare Supplements
  • Life Insurance
  • Long Term Care Insurance
  • Disability
  • Annuities

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Our Mission

We strive to exceed the expectation of our clients by providing professional care, service, knowledge, and expertise.

The success of our business has been in forming relationships to serve the needs of our clients. We realize how hard you have worked to provide a good quality of life for your family. We know how important it is that you feel protected should a loss occur. Our staff is trained to treat each client's concerns as if it were their own. Our clients have rewarded us by remaining loyal. We still service our original client base.

Blue Cross/Blue Shield of Illinois

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Blue Cross continues to offer health insurance plans both off and on the Health Insurance Exchange in 2017. However, they made some major changes to their networks in 2016. They no longer offer the large Blue PPO network to members purchasing individual or family coverage on or off the Health Insurance Exchange. They offer the Blue Choice Preferred PPO in 2016. Blue Cross created a new HMO for 2016. They continue to offer the Blue Precision HMO and they have added the BlueCare Direct HMO. The BlueCare Direct HMO consists of the eleven Advocate Hospitals in the Chicagoland area. It is not necessary to select a Primary Care Physician (PCP). Those who have coverage under the BlueCare Direct can see any Primary Care Physician in the Advocate network of physicians but they still need referrals when seeing a specialist. To see if your provider is in any of the three network check out this link https://public.hcsc.net/providerfinder/search.do?corpEntCd=IL1&nextPage=networkplan&residencestate= Blue Cross also offers dental coverage on and off the Exchange.

United HealthCare

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United HealthCare stopped selling individual coverage to the under-65 market. UHC continues to sell temporary health insurance, however temporary insurance may now cover an individual for 3 month periods. If you need coverage between jobs or if you missed Open Enrollment and need coverage you can get a quote for Temporary Insurance by using the link above. Temporary insurance does not cover pre-existing medical conditions or routine/wellness visits to your doctor.

Petersen International Underwriters

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This Short Term Medical plan is set up to be as simple as possible - No co-pay & No coinsurance. Signing up for the plan requires a simple one page application with no medical questions. Policy Maximum and deductible are per person, per policy period. The earliest effective date is the day after the application is submitted and the longest policy period is 3 months. Keep in mind that this policy DOES NOT cover pre-existing conditions or Well Care (routine) office visits. Eligible Expenses:

  • Hospital Expenses
  • Physician Services
  • Skilled Nursing Facilities
  • Home Health Care
  • Ambulance Services Expenses
  • Prescription Drugs
  • $25,000 Accidental Death